“For direct investors who cannot mix and match to create a portfolio, retirement schemes make sense. It will give you 80C benefits also. But you don’t necessarily need a retirement fund for this purpose,” says Santosh Joseph Founder, Germinate Wealth Solutions, a Bengaluru -based wealth management firm.

Read more: https://economictimes.indiatimes.com/mf/analysis/do-you-need-a-retirement-mutual-fund-to-take-care-of-your-sunset-years/articleshow/72346415.cms