My experience of working with the folks at Germinate Investor Services has always been a positive one. Ayappa’s service acumen shown to his clients combined with his vast product knowledge gave me a lot of comfort in knowing that my personal interests were in good hands. As someone who came in with a fragmented investment portfolio, Ayappa was not only able to profitably restructure it for me, he also gave me the confidence of being more in control than I ever was. Ayappa’s holistic approach gave me a lot of comfort in knowing he had deep sense of understanding of my short & long term goals and I feel confident that I am well on my way to achieving them, notwithstanding the macro factors that could play into it of course. Given how personally invested the team is at all times, everyone I have recommended them to as well has only shared positive feedback in return.