“As a freelance musician with a fluctuating income, I had limited to no knowledge on savings and investments. At Germinate Investor Services, Sanjay Jayakumar, introduced me  to mutual funds and thus I charted an investment portfolio for myself. Sanjay has always been accessible to answer all my questions and has kept me well updated on my returns. It’s been three years since my first investment and I’m looking forward to many more as I watch my money grow.”