About
We're Germinate, based in Bangalore and boasting a combined expertise of over 130+ years, we manage a whopping Rs. 10 Billion and growing in assets! With over 1000 clients worldwide, we're here to provide you with top-notch investor services coupled with a secure digital portal to keep tabs on your portfolios. So, sit back, relax, and let us take care of your financial growth with prudence and a whole lot of expertise!
We've got all the credentials too! Certified by AMFI, NISM, and proud members of the BSE Star family. Click here to view.
Meet the Crew
With 21 years in banking and financial services, he embarked as a banker at Standard Chartered Bank and navigated through esteemed financial firms. Recently, he served as Vice President & Business Head for the Karnataka region at DSP BlackRock Mutual Fund, refining his strategic acumen. Recognized within Bangalore's investment community, he contributes regularly to financial media, sharing insights with aspiring professional.
As a graduate with more than 19 years in the asset management business, he brings a wealth of experience to the table. In his prior role as Assistant Vice President of Sales at DSP BlackRock Investment Managers, he honed his skills in client relations and business development. Beyond his professional endeavors, he is also deeply passionate about fitness, sports, music, and travel, finding inspiration and balance in these pursuits.
Bringing 16 years of banking experience, he has handled US mortgages at e4e and HSBC for over a decade. Specializing in due diligence, he has analyzed products and accounts with precision. previous assignment as Manager at HDFC Bank, deepened his understanding of banking operations. I maintain an active lifestyle, indulging in sports, fitness activities, and nurturing passions for music and travel.
Over 18 years of diverse experience, he is a certified Project Manager and skilled in Business Operations and Process Management. At GE Capital International Services, he managed operations and implemented Robotic Process Automations. He is also passionate about technology and efficiency, always seeking innovative solutions. Beyond work, he expresses his creativity as a lead guitarist, indulging in his love for music.
With a finance degree and bagging 14 years in asset management experience, he brings a solid foundation to the table. As an Investment Manager at DSP BlackRock, he was part of the institutional team handling corporate treasuries. Beyond finance, he is also a skilled and passionate musician, co-founding House Of Music Excellence (H.O.M.E) an endeavor aimed at uplifting music education to new heights.
With a stellar 28-year finance career spanning prestigious institutions like Deutsche Bank AG, Standard Chartered Bank, and HSBC, he has expertly managed assets worth INR 1000 Crores. Holding previous Vice President roles, he is a seasoned Wealth Management specialist. Outside finance, he passionately pursues badminton and fitness, harmonizing professional and personal pursuits flawlessly.
Armed with a Bachelor of Commerce degree, she has amassed 8 years of administrative experience. This includes organisations like Green technologies, Pro School IMS and Oyo as well. Outside of work, she indulges in traveling, adventure, food, nail art, pets, indoor and outdoor games, modeling, and riding gear bikes.
With a Diplôme de Patisserie from Lavonne Academy of Baking Science and Pastry Arts and a Bachelor of Arts degree from Kristu Jayanti College, she possesses a diverse educational background. Her internship experiences include Hotel Golf Chateau de Chailly in Burgundy, France, and The New Indian Express in Chennai. Additionally, she volunteers as a counselor at a women's shelter.
A NIFT alum with 7+ years of marketing and graphic design experience at Decathlon Sports India, Smoor Chocolates, and IDG. Passionate about branding, she leads the creation and implementation of marketing campaigns with precision and creativity. She’s also a professional dance and hula hoop teacher.